Most people buy their home in the dark.
Don’t be one of them.
Stop scrolling through homes you can’t afford. Keynomic shows your real monthly cost and cash left on every listing — so you shop with confidence, not guesswork.
Your score. Your numbers. No surprises.
The Problem
Most people buy their
home in the dark.
You search without a budget.
You spend hours on Zillow only to discover the home is $200K out of reach — time wasted on homes that were never real options.
Pre-approvals can lie.
Pre-approvals don't always reflect the full cost — taxes, insurance, HOA, maintenance. The number you're given is not the number you actually pay.
The real cost hits later.
You make the most expensive decision of your life with incomplete information. And the regret comes later.
That's how people end up house poor.
Insights
Why So Many Buyers Wait
Many prospective buyers don’t stop looking because they don’t want to own a home—they stop because they believe homeownership is financially out of reach. Research shows that misconceptions about affordability, credit, and down payments continue to prevent many consumers from taking the next step.
of consumers overestimate or do not know the minimum down payment required to purchase a home.
Fannie Mae Consumer Mortgage Understanding Studyof consumers didn’t know the minimum credit score generally required to qualify for a mortgage.
Fannie Mae — How Much Do U.S. Households Know About Qualifying for a Mortgage?Research continues to show that misconceptions about affordability, down payments, and mortgage qualification cause many prospective buyers to delay conversations with real estate and lending professionals.
Fannie Mae Consumer Mortgage Understanding StudyWhen buyers understand what may actually fit their financial picture, they’re better prepared to move forward with confidence and have more informed conversations with real estate and lending professionals.
The Solution
One number.
The whole picture.
Know what you can actually afford.
Connect your income, savings, and debt. Keynomic builds an honest picture of your financial reality — not an estimate, not a guess.
See how each home fits your finances.
Every listing shows your real monthly cost — mortgage, taxes, insurance, and more. No surprises after you fall in love.
Make confident decisions.
Your Keynomic Score tells you exactly how comfortable a home fits your life. Compare, contrast, and offer — knowing the full picture.
How It Works
Clarity in
three steps.
Connect your finances
Enter your income, savings, and existing debt. No credit pull required.
Get your Keynomic Score
A personalized readiness rating calculated from your actual financial profile.
Browse homes with your numbers attached
Every property shows your monthly cost, cash left, and fit score — instantly.
The Platform
Built to guide
every decision.
Three tools, working together. One clear picture of every home.
Understand the impact of every home.
Every property is evaluated against your financial profile. The Keynomic Score shows how a home actually fits your finances — not just whether you can buy it. So you can compare and decide with confidence.
Know exactly where you stand.
Kino works alongside you — answering questions and running the numbers in real time. Monthly cost breakdown, affordability rating, risk flags, and a plain-English verdict. So you understand exactly where you stand.
Navigate real estate with confidence.
Buying a home involves more decisions than most people expect. Guide is your on-demand resource for every step — from understanding loan types to making sense of inspection reports. Clear, plain-English answers when you need them.
See Keynomic Score™ In Action
Every listing,
personalized.
See what you'll actually pay — with your real numbers attached to every home.

514 Ridgemont Way
Austin, TX
$638,000

19 Coastal Sage Ct
Scottsdale, AZ
$875,000

2847 Sycamore Glen Rd
Irvine, CA
$1,185,000
Keynomic Score
ComfortableProperty
514 Ridgemont Way
Austin, TX · $638,000
Monthly
$4,210
Cash Left
$2,380
Cost Breakdown
Affordability Signal
Select any property to unlock its full cost breakdown and affordability signals.
Preferred Partners
Work with buyers
who know their numbers.
Keynomic connects professionals with buyers who have already done the financial work — before the first showing, before the first call.
Real Estate Agent
A better kind of buyer.
Your clients arrive with a clear picture of what they can sustain. No inflated expectations, no wasted tours. Just focused buyers ready to move when the right home appears.
- Buyers already know their real price range — not just their pre-approval
- Every conversation starts from aligned expectations, not guesswork
- Less time spent on homes that will never work
- Higher-intent clients from day one
Mortgage Lender
Meet borrowers earlier. Close faster.
Reach buyers at the start of their search — when they're building their financial picture, not after they've already chosen a lender. Conversations that start with shared clarity.
- Borrowers who understand their DTI, housing ratio, and monthly limits
- Earlier touchpoint in the buyer journey — before they go to a competing lender
- Cleaner qualification conversations with no expectation mismatch
- Higher pull-through rates on applications
A curated network, not an open marketplace.
We onboard a limited number of partners per market. Applications are reviewed individually — so every partner in the network earns their place in it.
Early Access
Make your next move
with confidence.
Join the buyers who stopped guessing and started shopping with their real numbers. Your Keynomic Score™ is ready — it takes minutes, not weeks.
You may opt out of communications or data sharing at any time.
