Terms of Service
Effective Date: June 29, 2026
These Terms of Service ("Terms") apply to your access to and use of the websites, applications, tools, features, content, functionality, and other online products and services made available by Company, together with all related documentation, user interfaces, data, associated technology (collectively, the "Services" or "Platform") provided by Keynomic, Inc. ("Company", "we", "us", or "our"). We may supply different or additional terms in relation to some of the Services, and those different or additional terms become part of your agreement with us if you use those Services. If there is a conflict between these Terms and the additional terms, the additional terms will control with respect to the applicable Services.
PLEASE READ THESE TERMS CAREFULLY. BY CLICKING "I AGREE" OR BY USING THE SERVICES, YOU AGREE THAT YOU HAVE READ, UNDERSTOOD, AND AGREED TO BE BOUND TO THESE TERMS. IF YOU DO NOT AGREE TO THESE TERMS, DO NOT USE THE SERVICES.
IMPORTANT: THESE TERMS INCLUDE A BINDING ARBITRATION PROVISION, A CLASS ACTION WAIVER, AND A JURY TRIAL WAIVER IN SECTION 17, WHICH AFFECT YOUR LEGAL RIGHTS. YOU MAY OPT OUT OF THE ARBITRATION PROVISION, CLASS ACTION WAIVER, AND JURY TRIAL WAIVER WITHIN THIRTY (30) DAYS OF ACCEPTANCE. SEE SECTION 17 FOR DETAILS.
1. Privacy
For information about how we collect, use, share, disclose, retain, or otherwise process information about you, please see our .
2. Eligibility
You must be at least 18 years of age to use the Services. If you use the Services on behalf of another person or entity, (a) all references to "you" throughout these Terms will include that person or entity, (b) you represent that you are authorized to accept these Terms on that person's or entity's behalf, and (c) in the event you or the person or entity violates these Terms, the person or entity agrees to be responsible to us and liable for such use and access.
3. Modifications to the Services; Beta Services
We reserve the right, at any time and in our sole discretion, to modify, suspend, or discontinue, temporarily or permanently, any aspect, feature, or functionality of the Services, with or without notice. From time to time, we may offer certain features or functionality in beta, preview, pilot, limited-release, or evaluation form ("Beta Services"), which may be subject to additional terms, conditions, or requirements. Beta Services may be modified, suspended, or discontinued at any time without notice.
4. User Accounts and Account Security
You may need to register for an account to access some or all of the Services. If you register for an account, you must provide accurate account information and promptly update this information if it changes. You are responsible for all access to and use of the Services through your account or credentials whether authorized by you or not, including by your employees, representatives, contractors, or other authorized users acting on your behalf. You also must maintain the security of your account and promptly notify us if you discover or suspect that someone has accessed your account without your permission. We reserve the right to reclaim usernames, including on behalf of businesses or individuals that hold legal claim, including trademark rights, in those usernames.
5. Term and Termination
5.1 Term
These Terms will remain in full force and effect while you access or use the Services.
5.2 Termination by Company
Company may suspend or terminate your access to the Services, in whole or in part, at any time, with or without notice, if: (a) you breach these Terms; (b) your use of the Services poses a security risk or could adversely impact the Services or any other user; (c) Company is required to do so by law; or (d) you fail to pay any applicable Fees when due. Company may also discontinue the Services in Company's sole discretion.
5.3 Termination by You
You may stop using the Services at any time.
5.4 Effect of Termination
Upon termination or expiration of these Terms for any reason: (a) all rights and licenses granted to you under these Terms will immediately terminate, except as otherwise expressly provided herein; (b) you must cease all use of the Services; (c) any outstanding Fees owed by you will become immediately due and payable; (d) Company may delete or deactivate your account and associated data in accordance with its data retention practices, except as required by applicable law; and (e) you must destroy any non-public Confidential Information of Company in your possession or control, to the extent reasonably practicable. The following sections shall survive termination: Section 5.4, Section 8, Section 9, Section 12, Section 13, Section 14, Section 15, Section 17, Section 18, Section 20, and any provisions that by their nature should survive termination or expiration.
6. Fees
6.1 Future Paid Services
Certain features, functionality, products, or services made available through the Services may in the future require payment of fees ("Fees"). If Company offers paid Services, applicable Fees, billing terms, renewal terms, cancellation rights, and other subscription terms will be disclosed at the time of purchase, enrollment, or activation and will be incorporated into these Terms by reference. Company may utilize third-party payment processors in connection with any paid Services.
6.2 Pricing Changes
Company reserves the right to introduce Fees, modify pricing, or change the features or functionality associated with any paid or unpaid offerings at any time, subject to applicable law and any additional terms presented at the time of purchase or enrollment.
6.3 Taxes
You are responsible for any applicable taxes, duties, or governmental charges associated with your purchase or use of the Services, excluding taxes based on Company's net income.
7. Prohibited Conduct and Content
You shall not violate any applicable law, contract, intellectual property right or other third-party right or commit a tort, and you are solely responsible for your conduct while using the Services, including that you shall not:
- (i) use or attempt to use another user's account or misrepresent your affiliation with a person or entity;
- (ii) sell, resell, or otherwise commercially exploit the Services or use the Services or Outputs to develop, train, or improve any product, service, or artificial intelligence or machine learning model;
- (iii) copy, reproduce, distribute, publicly disclose or share with unauthorized third parties any screenshots, recordings, Outputs, or visual representations of the Services, except as expressly permitted by Company or reasonably necessary for your internal evaluation or use of the Services;
- (iv) modify the Services, remove proprietary notices, or create derivative works;
- (v) use the Services in any manner that could interfere with, disrupt, or impair the Services or circumvent any usage limits, access controls, or security measures;
- (vi) reverse engineer, decompile, scrape, extract data from, or otherwise attempt to access or discover the source code, algorithms, models, logic, structure, or underlying components of the Services, or develop or use applications that interact with the Services without prior written consent;
- (vii) send or distribute spam, unsolicited communications, or similar materials;
- (viii) rely exclusively on the Services or any Outputs for financial, legal, tax, investment, lending, underwriting, mortgage, brokerage, real estate, or other professional decisions without independent review and judgment;
- (ix) submit or process any information in violation of applicable data protection laws, or without necessary rights and consents; or
- (x) submit Inputs that are inaccurate, incomplete, or misleading in a manner that could adversely affect the Outputs or the Services.
8. Ownership; Limited License
8.1 The Services
You agree that Company and its licensors own all right, title, and interest in and to the Services, including without limitation all computer code, text, graphics, images, photographs, videos, illustrations, themes, objects, characters, methods of operation, documentation, software, algorithms, financial models, scoring systems and proprietary methodologies (including the Keynomic Score™), user interface elements, data compilations, and all related intellectual property rights (including moral rights), which are protected under United States and foreign laws. Subject to your compliance with these Terms, Company grants you a limited, non-exclusive, non-transferable, non-sublicensable, and revocable right to access and use the Services for your own personal, internal, informational purposes.
8.2 Trademarks
Our logos, our product or service names, our slogans and the look and feel of the Services are trademarks of Company and may not be copied, imitated or used, in whole or in part, without our prior written permission. All other trademarks, registered trademarks, product names and company names or logos mentioned on the Services are the property of their respective owners.
8.3 Feedback
You may voluntarily submit or otherwise communicate to us any questions, comments, suggestions, ideas, improvements, error reports, evaluations, observations, creative materials or other information about Company or the Services (collectively, "Feedback"). You agree that all Feedback is and shall be the sole and exclusive property of Company, and you hereby irrevocably assign to Company all right, title, and interest in and to the Feedback.
8.4 Inputs and Outputs
The Services may include artificial intelligence or machine learning functionality that allows you to submit data, content, or information for processing ("Inputs") and may generate or return content, analyses, scores (including the Keynomic Score™), estimates, or other results based on such Inputs ("Outputs"). As between you and Company, Company retains all right, title, and interest in and to the Outputs, including the methodologies, models, algorithms, scoring systems, and technologies used to generate Outputs. You are solely responsible for reviewing, validating, and determining the appropriateness of all Outputs.
8.5 Your Data
As between you and Company, you retain all right, title, and interest in and to any data, content, or materials that you submit, upload, transmit, or otherwise make available through the Services, including Inputs (collectively "Your Data"). You grant Company a non-exclusive, worldwide, royalty-free license to access, use, process, store, transmit, and display Your Data to provide, operate, support, maintain, analyze, and improve the Services and Company's related platform offerings and technologies.
8.6 Aggregated and De-Identified Data
Company may collect, generate, retain, compile, aggregate, anonymize, de-identify, package, commercialize, sell, license, disclose, and otherwise exploit aggregated, anonymized, or de-identified data, analytics, benchmarks, insights, and other information derived from Your Data or from your access to or use of the Services for any lawful business purpose.
8.7 Reservation of Rights
Except for the limited right expressly granted in Section 8.1, Company reserves all rights in and to the Services, the Confidential Information, the Outputs, and any related materials.
9. Confidentiality
The Services and all non-public components and related materials are Confidential Information of Company. You shall use Confidential Information in connection with your permitted use of the Services and shall restrict access to Confidential Information to a need-to-know basis. You shall protect Confidential Information using the same standard of care that you use to protect your own confidential information, but in no event less than a commercially reasonable degree of care.
Confidential Information excludes information that: (i) is or becomes publicly available without breach of these Terms; (ii) was lawfully known to you prior to disclosure without confidentiality obligation; (iii) is independently developed by you without use of or reference to Confidential Information; or (iv) is lawfully received from a third party without breach of any confidentiality obligation. Your obligations under this Section 9 will continue for five (5) years after your access to or use of the Services ends, and indefinitely with respect to trade secrets protected under applicable law.
"Confidential Information" means all non-public, proprietary, or confidential information disclosed by or on behalf of Company, whether oral, written, visual, electronic, or otherwise, including without limitation: information relating to the Services, software, algorithms, scoring methodologies (including the Keynomic Score™), models, Outputs, documentation, APIs, technical information, product features, business plans, pricing, partnerships, customers, user analytics, marketing plans, financial information, vendors, and related notes, analyses, or derivative materials.
10. Third-Party Content
We may provide information about third-party products, services, activities or events, or we may allow third parties to make their content and information available on or through the Services (collectively, "Third-Party Content"). Your dealings or correspondence with third parties and your use of or interaction with any Third-Party Content are solely between you and the third party. Company does not control or endorse, and makes no representations or warranties regarding, any Third-Party Content.
11. Participating Provider Introductions
Company may receive fees from any third party with whom Company has a business relationship in connection with the Services, including lenders, financial institutions, real estate professionals, and other service providers (each, a "Participating Provider"), in connection with advertising, sponsorship, platform access, market participation, platform visibility, or participation in the Services.
If you elect to be connected with a Participating Provider through the Services, Company may facilitate the connection based on factors such as user preferences, geographic preferences, geographic availability, service offerings, participation in the Services, and other operational considerations. You are under no obligation to engage with, obtain services from, or enter into any transaction with any Participating Provider.
Any connection to a Participating Provider is provided solely as a convenience and for informational purposes and does not constitute an endorsement, recommendation, ranking, certification, or determination that a Participating Provider is the best, most suitable, or most favorable option for you.
Company is not a mortgage broker, loan broker, real estate broker, or agent in any transaction between you and a Participating Provider, and is not a party to any agreement or transaction between you and any Participating Provider.
12. Indemnification
To the fullest extent permitted by applicable law, you will indemnify, defend, and hold harmless Company and our subsidiaries and affiliates, and each of our respective officers, directors, agents, partners and employees (individually and collectively, the "Company Parties") from and against any losses, liabilities, claims, demands, damages, expenses or costs ("Claims") arising out of or related to (a) your access to or use of the Services; (b) your Inputs, Your Data, or Feedback; (c) your violation of these Terms; or (d) your violation, misappropriation or infringement of any rights of another (including intellectual property rights or privacy rights).
13. Disclaimers
YOUR USE OF THE SERVICES IS AT YOUR SOLE RISK. THE SERVICES AND ALL CONTENT, OUTPUTS, AND FUNCTIONALITY ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. COMPANY DOES NOT WARRANT THAT THE SERVICES OR ANY INFORMATION PROVIDED ARE ACCURATE, COMPLETE, RELIABLE, CURRENT, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
THE SERVICES MAY UTILIZE ARTIFICIAL INTELLIGENCE, AUTOMATED SYSTEMS, THIRD-PARTY DATA, AND PROPRIETARY MODELS OR METHODOLOGIES. ANY OUTPUTS, INCLUDING ESTIMATES, SCORES, ANALYSES, OR FORECASTS, MAY BE INACCURATE, INCOMPLETE, OUTDATED, MISLEADING, OR UNSUITABLE FOR YOUR PARTICULAR CIRCUMSTANCES AND SHOULD NOT BE RELIED UPON AS THE SOLE BASIS FOR ANY FINANCIAL, HOUSING, OR RELATED DECISION.
THE SERVICES ARE PROVIDED AS (A) AN INFORMATIONAL AFFORDABILITY AND PLANNING TOOL; (B) A FINANCIAL COMFORT AND BUDGETING TOOL; AND (C) A USER-DIRECTED PROPERTY EXPLORATION EXPERIENCE. USERS CONTROL AND MAY MODIFY AFFORDABILITY ASSUMPTIONS, BUDGET RANGES, AND RISK TOLERANCE SETTINGS AT ANY TIME. ANY AFFORDABILITY RANGES DISPLAYED THROUGH THE PLATFORM ARE ESTIMATES BASED ON USER-PROVIDED INFORMATION AND ASSUMPTIONS AND DO NOT GUARANTEE FINANCING ELIGIBILITY OR HOUSING AVAILABILITY. ACTUAL FINANCING TERMS, CONDITIONS, AND OUTCOMES MAY DIFFER MATERIALLY FROM ANY ESTIMATES OR OUTPUTS PROVIDED THROUGH THE SERVICES. THE PLATFORM DOES NOT MAKE LENDING, UNDERWRITING, OR HOUSING ELIGIBILITY DETERMINATIONS.
THE SERVICES ARE PROVIDED FOR INFORMATIONAL PURPOSES ONLY AND DO NOT CONSTITUTE FINANCIAL, LEGAL, TAX, INVESTMENT, LENDING, REAL ESTATE, OR OTHER PROFESSIONAL ADVICE. COMPANY IS NOT ACTING AS YOUR ADVISOR, AGENT, FIDUCIARY, OR REPRESENTATIVE AND IS NOT A REAL ESTATE BROKER, MORTGAGE BROKER, LENDER, OR HOUSING PROVIDER.
YOU ARE RESPONSIBLE FOR VERIFYING ALL INFORMATION AND EXERCISING YOUR OWN JUDGMENT. COMPANY DOES NOT GUARANTEE ANY RESULTS AND HAS NO OBLIGATION TO UPDATE, CORRECT, OR MAINTAIN THE ACCURACY OR AVAILABILITY OF THE SERVICES OR ANY CONTENT THEREIN.
THE KEYNOMIC SCORE™ AND ANY OTHER SCORES OR ANALYSES PROVIDED THROUGH THE SERVICES ARE INFORMATIONAL AND CONSUMER-FACING ONLY. THE KEYNOMIC SCORE™ IS NOT A CREDIT SCORE AND IS NOT A LENDING, UNDERWRITING, OR APPROVAL DECISION. THE KEYNOMIC SCORE™ IS NOT PROVIDED TO LENDERS FOR UNDERWRITING OR ELIGIBILITY DETERMINATIONS. THE SERVICES DO NOT DETERMINE YOUR ELIGIBILITY FOR ANY PROPERTY, LOAN, OR HOUSING OPPORTUNITY. NOTHING IN THE SERVICES SHOULD BE CONSTRUED AS A REPRESENTATION REGARDING YOUR QUALIFICATION FOR, OR THE AVAILABILITY OF, ANY HOUSING OR FINANCING.
14. Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, COMPANY WILL NOT BE LIABLE TO YOU UNDER ANY THEORY OF LIABILITY, WHETHER BASED IN CONTRACT, TORT, NEGLIGENCE, WARRANTY, OR OTHERWISE, FOR ANY INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, PUNITIVE OR SPECIAL DAMAGES OR LOST PROFITS, EVEN IF COMPANY OR THE OTHER COMPANY PARTIES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE TOTAL LIABILITY OF COMPANY FOR ANY CLAIM ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICES, REGARDLESS OF THE FORM OF THE ACTION, SHALL NOT EXCEED THE GREATER OF (A) ONE HUNDRED DOLLARS ($100) OR (B) THE TOTAL FEES PAID BY YOU IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM.
THE LIMITATIONS SET FORTH IN THIS SECTION 14 WILL NOT LIMIT OR EXCLUDE LIABILITY FOR THE GROSS NEGLIGENCE, FRAUD OR INTENTIONAL MISCONDUCT OF COMPANY OR FOR ANY OTHER MATTERS IN WHICH LIABILITY CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW. ADDITIONALLY, SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU.
15. Release
To the fullest extent permitted by applicable law, you release Company and the other Company Parties from responsibility, liability, claims, demands and/or damages (actual and consequential) of every kind and nature, known and unknown (including, but not limited to, claims of negligence), arising out of or related to disputes between you and any Participating Provider introduced, connected, or made available through the Services. The foregoing release does not extend to claims arising from Company's own gross negligence or willful misconduct.
If you are a consumer who resides in California, you hereby waive your rights under California Civil Code § 1542, which provides: "A general release does not extend to claims which the creditor does not know or suspect to exist in his or her favor at the time of executing the release, which if known by him or her must have materially affected his or her settlement with the debtor."
16. International Users
The Services are controlled and offered by Company from its facilities in the United States, and Company makes no representation that the Services are appropriate or available for use in other locations. Those who access or use the Services from outside the United States do so at their own initiative and are responsible for compliance with all applicable local laws.
17. Dispute Resolution; Binding Arbitration
17.1 Agreement to Arbitrate
Please read this Section 17 carefully because it requires you to arbitrate certain disputes and claims with Company and limits the manner in which you can seek relief, unless you opt out as provided below.
17.2 Exceptions; Informal Resolution
Either party may bring an individual action in small claims court located in the county of your billing address, or seek injunctive or equitable relief for alleged unlawful use of intellectual property. Before initiating arbitration, you agree to attempt to resolve any dispute informally by sending written notice to Company at privacy@keynomic.com, including your contact information, a description of the claim, and the relief sought. If the parties do not resolve the dispute within thirty (30) days after receipt of such notice, either party may proceed with arbitration.
17.3 Governing Law; Arbitration
These Terms are governed by the laws of the State of Delaware, without regard to its conflict of laws principles. Any dispute, controversy, or claim arising out of or relating to these Terms, or the breach, termination, or invalidity thereof, shall be resolved by binding arbitration administered by the American Arbitration Association ("AAA") under its Consumer Arbitration Rules then in effect. The arbitration will be conducted by a single arbitrator in Wilmington, Delaware. The arbitrator's award shall be final and binding, and judgment on the award may be entered in any court of competent jurisdiction. Company shall pay all AAA filing, administration, and arbitrator fees in excess of the amount a court filing fee would cost you.
17.4 Class Action and Jury Trial Waiver
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW: (A) ALL DISPUTES SHALL BE RESOLVED ON AN INDIVIDUAL BASIS ONLY; YOU WAIVE ANY RIGHT TO BRING OR PARTICIPATE IN ANY CLASS ACTION, COLLECTIVE ACTION, REPRESENTATIVE ACTION, OR PRIVATE ATTORNEY GENERAL ACTION AGAINST COMPANY; (B) YOU AND COMPANY EACH IRREVOCABLY WAIVE THE RIGHT TO A TRIAL BY JURY IN ANY ACTION OR PROCEEDING ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICES; AND (C) THE ARBITRATOR MAY NOT CONSOLIDATE MORE THAN ONE PERSON'S CLAIMS AND MAY NOT PRESIDE OVER ANY FORM OF CLASS OR REPRESENTATIVE PROCEEDING. IF THIS CLASS ACTION WAIVER IS FOUND TO BE UNENFORCEABLE, THEN THE ENTIRETY OF THIS ARBITRATION PROVISION SHALL BE NULL AND VOID WITH RESPECT TO SUCH CLAIM, BUT THE JURY TRIAL WAIVER SHALL REMAIN IN EFFECT.
17.5 Opt-Out; Severability
You may opt out of binding arbitration within thirty (30) days of first accepting these Terms by emailing privacy@keynomic.com with your name, address, and a clear statement of your intent to opt out, in which case disputes will be resolved as otherwise provided in these Terms. If you opt out, all other provisions of these Terms will remain in full force and effect, and any disputes shall be resolved in the state and federal courts located in Delaware.
18. Governing Law
Subject to Section 17, any dispute arising from these Terms and your use of the Services that is permitted to be brought in court will be governed by and construed and enforced in accordance with the laws of Delaware, except to the extent preempted by U.S. federal law, without regard to conflict of law rules.
19. Additional Terms Applicable to Mobile Devices
19.1 iOS App
The following terms apply if you install, access or use the Services on any device that contains the iOS mobile operating system developed by Apple, Inc. ("Apple"). You acknowledge that these Terms are concluded solely between us, and not with Apple, and Company, not Apple, is solely responsible for the iOS App and the content thereof. Apple has no obligation to furnish any maintenance and support services with respect to the iOS App. Apple is not responsible for any product warranties. You and Company acknowledge that, as between Apple and Company, Company is responsible for addressing any claims relating to the iOS App. Apple and Apple's subsidiaries are third-party beneficiaries of these Terms.
19.2 Android App
The following terms apply if you install, access or use the Services on any device that contains the Android mobile operating system developed by Google, Inc. ("Google"). You acknowledge that these Terms are between you and us only, and not with Google. Google is only a provider of the Android Market where you obtained the Android App. We, and not Google, are solely responsible for our Android App and the Services and Content available thereon. Google and Apple are third-party beneficiaries to the Terms as they relate to our respective Apps.
20. Miscellaneous
20.1 Entire Agreement
These Terms constitute the entire agreement between you and Company regarding the Services and supersede all prior or contemporaneous agreements, understandings, or communications.
20.2 Terms Update
Company may modify these Terms at any time by posting a revised version within the Services or otherwise providing notice. Any such revised terms shall become effective upon the earlier of (a) your acceptance of the updated terms or (b) your continued access to or use of the Services after being presented with the updated terms.
20.3 Assignment
You may not assign or transfer these Terms, in whole or in part, without Company's prior written consent. Company may assign these Terms without restriction.
20.4 Export Controls
The Services may be subject to applicable U.S. export control and sanctions laws and regulations. You shall not, directly or indirectly, export, re-export, transfer, release, or make the Services accessible in violation of applicable export control or sanction laws.
20.5 Subcontractors
Company may use subcontractors or service providers to perform its obligations under these Terms, provided that Company remains responsible for the performance of such subcontractors.
20.6 Force Majeure
Company will not be liable for any failure or delay in performance under these Terms due to causes beyond its reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, riots, labor disputes, failures of utilities or internet service, or governmental actions.
20.7 Waivers
The failure of either party to enforce any right or provision of these Terms will not constitute a waiver of such right or provision.
20.8 Severability
If any provision of these Terms is held to be invalid, illegal, or unenforceable, the remaining provisions will remain in full force and effect.
20.9 Notices
All legal notices to Company must be in writing and delivered by personal delivery, overnight courier, or certified mail. Company may provide notices to you by email, in-app notification, or by posting on the Services.
20.10 Electronic Communications
By using the Services, you consent to receive electronic communications from Company, including emails, push notifications, and in-app messages, for transactional, informational, and, where permitted by applicable law, marketing purposes. You may opt out of marketing communications at any time by following the unsubscribe instructions in those messages or by contacting us.
20.11 California Consumer Complaints
In accordance with California Civil Code § 1789.3, if you are a California resident, you may report complaints to the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs by contacting them in writing at 1625 North Market Blvd., Suite N 112, Sacramento, CA 95834, or by telephone at (800) 952-5210.
20.12 Contact Information
If you have any questions, complaints, or claims with respect to the Services, please contact us at: privacy@keynomic.com, 5000 Birch Street, Suite 3000, Newport Beach CA 92660.